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There are many different factors to consider when deciding on a home warranty provider and plan. One may say they cover “plumbing,” yet not cover every facet of it. Another may cover washers and dryers in this plan and not in that plan.

I’ve tried to reduce the plans from my preferred providers down to their most basic components, however each provider presents their product completely differently, making a side-by-side comparison challenging.

What is below is a VERY ROUGH guide to the two main companies I recommend. There are many nuances to consider, plans and prices may change, and there are also several other providers available. Consumers should thoroughly research the materials available from the providers before making a final decision.

 2-10 Home Warranty American Home Shield
 StandardSupreme EssentialPlusComplete
Base Price with $100 Service Call Fee $440.00  $540.00   N/A  N/A  N/A 
Base Price with $75 Service Call Fee $490.00  $590.00   $495.00  $675.00  $750.00
       
SYSTEMS      
Air Conditioning 
Window units     
Refrigerant Recapture, Reclaim & Disposal  
Upgrades to maintain compatibility and/or compliance with SEER or refrigerant standards    
Heating 
Ductwork 
Thermostats – Including All Types    
Plumbing 
Electrical 
Water Heaters 
Interior gas lines ???
       
APPLIANCES      
Refrigerator w/Ice Maker and Dispenser (kitchen refrigerator only)  
Ranges/Ovens/Cooktops  
Dishwashers  
Built-in Microwave Ovens  
Garbage Disposals  
Washer & Dryer   
Central vacuum    
Trash compactor    
Appliance parts (i.e. handles, hinges, ice crusher, dispensers, interior lining, clocks and shelves, turntable platforms and rollers, springs, latch assemblies, etc.)     
       
ADDITIONAL HOME ITEMS      
Ceiling Fans   
Exhaust fan   
Attic fans   
Built-in bathtub whirlpool motor and pump assemblies    
Telephone Wiring   
Doorbells   
Garage Door Openers   
Garage door hinges, springs, remote sending units     
Instant Hot/Cold Water Dispensers     
Built-in heat lamps     
Rekey (up to 6 keyholes and 4 identical keys)   
       
ITEMS SUBSEQUENT TO REPAIRS      
Corrections to code violations up to $250 per Service Agreement  
Permits up to $250 per Service Agreement  
Modifications up to $250 per Service Agreement     
Haul away/disposal fees  
Improper installation/repair/modification  
Items under manufacturer’s warranty     
Crane cost    
Filters     
       
FAILURE DUE TO:       
Lack of Maintenance   
Rust & Corrosion   
Sediment   
Mismatched Systems   
Undetectable Pre-existing Conditions   
       
OPTIONAL ADD-ONS:       
Additional Refrigerator, Freezer, Built-In Wine Cooler, or Wet Bar Refrigerator$40.00/ea $15.00/ea
Pool/Spa Freshwater Equipment$160.00  $285.00
Pool/Spa Saltwater Equipment$345.00  $400.00
Septic System$45.00  $175.00
Well Pump$75.00  $175.00
Water Softener$80.00   
Pre-Season HVAC Tune-Up$40.00   
Extended Pipe Leak$60.00   
Roof Leak$100.00   
Electronics Plan (by Asurion  $240.00